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Investor Presentation

Strategic Journey We have already come a long way on this journey Profile / Strategy / Sustainability / Environment / Financials / Appendix Share Price (SAR) Strategy Launch Transformation Started Avg. Share Price SAR 16.99 Refresh Strategy Strategy Refine Key Aspirations Avg. Share Price SAR 30.39 2023 ā—‰ 2017: A bold new aspiration and strategy was developed to transform the bank and accelerate growth 2018: Balanced performance and health transformation to fix the basics 2019: Leapfrog competition through accelerated growth, disruptive business models 2020: Strategy was refined due to significant market disruptions 2021: Focus on innovation and digitization 2023: Become the best bank in KSA Strategy Refreshed Strategy Refined Avg. Share Price SAR 26.37 2017 2018 2019 2020 2021 2022 Riyad Bank - Investor Presentation - 30/09/23 General Business 10
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