Corporate Strategy and Financial Performance

Solid Profitability Core ROAA (non-GAPP(¹)) Strategic Target 1.0% - 1.25% 0.81% 0.93% 0.86% 13.5% CAGR Core ROATCE (non-GAPP(1)) 1.35% Strategic Target 14% - 15% 19.61% 1.26% 17.88% H 11.92% 10.39% 11.44% 16.8% CAGR 2018 2019 2020 2021 2Q22 2018 2019 2020 2021 2Q22 Consistently improved return on assets and return on average equity enable us to fund the dividend and invest in future growth. Strategic initiatives are underway to enhance growth, lower expenses, and continue improving profitability. 11 13 (1) See Appendix for a reconciliation of these non-GAAP financial measures

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