Investor Presentaiton

2 4 Jun-09 Oct-09 Per cent 10 14 12 Feb-10 Jun-10 Oct-10 Feb-11 Jun-11 Oct-11 Feb-12 Independent Review of RBD Bangladesh's Development Interest Rate Spread ☐ Excess liquidity in the banking system has led to a fall in the interest rates, which were already quite low even prior to 2020. During the pandemic, the weighted average lending rate in all scheduled banks has come down sharply and the weighted average borrowing rate in all scheduled banks has also declined. □ As a result, the interest rate spread has come down, adding to the woes of the commercial banks. Interest rate spread Jun-12 Oct-12 Feb-13 Jun-13 Oct-13 Feb-14 Jun-14 -Lending Rate -Deposit Rate CPD (2022): State of the Bangladesh Economy in FY2021-22 (Third Reading) Oct-14 Feb-15 Jun-15 Oct-15 Feb-16 Jun-16 -Spread Oct-16 Feb-17 Jun-17 Oct-17 Feb-18 Jun-18 Oct-18 Feb-19 Jun-19 Oct-19 Feb-20 Jun-20 Oct-20 Feb-21 Jun-21 Oct-21 60 Feb-22

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