CalBank Banking Sector Overview & Competitor Benchmarking

Source: Company filings LOANS | Loan portfolio Increase in loans driven by lending activity in key promising sectors 4,000.0 3,500.0 3,000.0 2,500.0 2,000.0 1,500.0 1,000.0 500.0 Net loan portfolio GHS mn) 30.7% 20.5% 2,423.0 2,920.0 -17.8% -6.7% FY18 FY19 FYZO 2,401.0 Net Loans 2,239.5 3,190.0 FY21 FY22 -Loan growth 50.0% 42.4% 40.0% 30.0% 20.0% 12.0% 10.0% 3,573.7 0.0% -10.0% -20.0% -30.0% Q123 CalBank 34

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