Colombian Economy & Banking Sector Analysis

Liquidity Metrics Well funded Bank with strong liquidity • ⚫ Liquidity Coverage Ratio (LCR) 。 Liquidity remains well positioned and in excess of regulatory requirements o Prudently managed loan draws and other outflows o Bolstered by central bank actions to support the Canadian economy and financial system o LCR of 150-200% in Pacific Alliance countries 132% 128% 127% 128% 127% 125% 124% 125% 125% 123% Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 • High Quality Liquid Assets (HQLA) 。 Substantially comprised of Level 1 assets o Strong growth: +$20B Q/Q and +$29B Y/Y $188 $165 $168 $158 $158 $160 $144 $140 $138 $132 Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 63 63

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