Bank of Åland Performance Overview
Commitment to a Strong Capital Ratio
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The Bank of Åland is committed to a strong capital ratio
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The bank will continue to build up its capital base, improve and diversify earnings, and uphold a sound approach to risk
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In March 2021, for the first time the Bank of Åland issued additional Tier 1 (AT1) capital instruments, totalling SEK 300 M
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Conservative pay-out policy is to safeguard the capital position
CET1 capital ratio for a small bank like the Bank of Åland is not comparable to larger banks with IRB methods. Standard & Poor's
rating method considers the Bank of Åland to have strong risk-adjusted capitalization
30
16.5
16.6
15.4
15.8
14.2
2.2
1.5
2.4
2.4
1.7
1.3
14.3
12.9
13.0
13.4
13.4
2017
2018
2019
2020
2021
T2
AT1
■CET1
ÀLANDSBANKENView entire presentation