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Investor Presentaiton

NAIC NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS State Insurance Regulation in South Dakota: Key Facts and Market Trends Overview of the 2022 Insurance Market In South Dakota Number of Insurance Companies in South Dakota Premiums & Deposits by Type of Annual Statement Filing in South Dakota State Type Number Rank Statement Type Premium State % of Written Rank U.S. Domestic 38 43 Health $2,087,288,213 47 0.17% Total Domestic and Licensed 1,489 37 Life, Accident, and Health $3,760,317,342 42 0.33% Foreign Insurers Property and Casualty $3,671,372,864 40 0.42% Captives not included. Title $37,588,563 48 0.17% Source: NAIC Insurance Department Resources Report Captive Insurance Companies in South Dakota Total South Dakota $9,556,566,982 47 0.29% Source: National Association of Insurance Commissioners Number of Direct Total Captives Written Premium Captive Premium 19 $26,549,660 $26,549,660 IDRR Premiums by Category in South Dakota Source: NAIC Insurance Department Resources Report Category Premiums State % of Tvpe Rank U.S. Insurance Department Data for South Dakota Property and Casualty $3,576,472,539 39 0.46% State % of Life/Annuities $3,278,199,557 40 0.34% Description Amount Rank U.S. Risk Retention Group $3,990,142 47 0.07% Total Taxes: $103,284,080 43 0.38% All Other $0 17 0.00% Total Revenue: Total Budget: Total Employment: $119,487,839 45 0.37% Title $37,588,563 47 0.18% $3,715,676 51 0.21% 34 50 0.31% Health $2,558,346,613 48 0.19% Total Inquiries: Total Complaints: 1,549 39 0.10% Total $9,454,597,414 46 0.30% 458 46 0.16% Source: NAIC Insurance Department Resources Report Source: NAIC Insurance Department Resources Report Cost of Regulation in South Dakota Insurance Department Dept. Budget Per $1,000 Year Budget Premium 2013 $2,380,493 $0.45 2014 $2,582,718 $0.46 2015 $2,947,324 $0.50 2016 $3,139,340 $0.52 2017 $2,952,780 $0.45 2018 $3,389,422 $0.53 2019 $3,389,422 $0.49 2020 $3,426,602 $0.44 2021 $3,635,118 $0.41 2022 $3,715,676 $0.39 Source: NAIC Insurance Department Resources Report Insurance Dept Budget (Thousands) $4,000,000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 Cost of Regulation $0.60 $0.50 $0.40 $0.30 $0.20 $0.10 $500,000 $0 $0.00 2013 2014 2015 2016 2017 2018 Fiscal Year 2019 2020 2021 2022 Insurance Department Dept Budget per $1,000 Budget Premium Copyright ©2023 National Association of Insurance Commissioners. All rights reserved. Cost of Regulation per $1,000 Premium
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