Investor Presentaiton

Recent GAAP Earnings Performance Net Income ($000) Earnings Per Share (Diluted) $10,103 $9,404 $7,304 $8,898 $3,812 $0.97 $0.92 $0.88 $0.73 $0.38 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 2022Q1 2022Q2 2022Q3 2022 Q4 2023Q1 1.60 1.48 2022Q1 INVESTAR® HOLDING CORPORATION ROAA (%) 1.11 1.32 0.57 Net Interest Margin (%) 3.75 3.77 3.70 3.50 3.13 2022Q2 2022Q3 2022Q4 2023Q1 2022Q1 2022Q2 2022Q3 2022Q4 2023Q1 10

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