Investor Presentaiton

1 Overview of Pacific Life Short Term Funding, LLC Issuer 1$1 Pacific Life Short Term Funding, LLC, a Delaware limited liability company Funding Agreement Provider Pacific Life, a Nebraska domiciled company 3 . PLIC Short Term Ratings¹ • Moody's: P-1 • S&P: A-1+ • Fitch: F1+ • AM Best: AMB-1+ Program Size $ $5B Citigroup Global Markets Inc Goldman Sachs & Co. LLC • J.P. Morgan Securities LLC Type Ex Dealers B Funding Agreement-Backed Commercial Paper ("FA-Backed CP") 血 Format . Section 4(a)(2) Rule 144A (Securities Act Exemption) • Rule 3a-7 (Investment Company Act Exemption) Ratings as of March 21, 2023 PACIFIC LIFE • Wells Fargo Securities, LLC PLGFII - Investor Presentation (Q4 2022) 33 of 35

View entire presentation