Malayan Banking Berhad Financial Analysis
Specific Asset Exposures as at 31 December 2022
Oil & Gas Loan and Fixed Income Securities Exposures
to Non-Retail Borrowers
Country Exposure
Borrowers' Status
Malaysia 2.23%
Singapore 0.85%
Maybank
Group
3.47%
76% Normal
5% Watchlist
Indonesia 0.25%
Others
0.13%
1% Special Mention
19% GIL
Note: Exposures is for loans and fixed income securities, with base including Group gross loans
and corporate bonds and sukuk. Funded-only loans exposure is 1.59% of Group gross loans
Real Estate Loan Exposure
to Non-Retail Malaysian Borrowers
RM29.2 billion
8.05% of
Malaysia
Gross Loans
24.6% High Rise Residential
16.2% Landed Residential
18.3% Malls
6.2% Offices
6.6% Hotels
28.1% Others
ESG Vulnerable Sectors Loan Exposure to RSME and Non-Retail Borrowers
Borrowers' Status
2.02%
0.69%
3.08%
0.04%
0.34%
Palm Oil
Forestry &
Logging
Oil & Gas
Mining
(Minerals)
Coal
Funded
1.93
0.64
1.66
0.04
0.29
Non-Retail
1.88
0.53
1.59
0.03
0.29
75% Normal
20% Watchlist
28% is from high rise residential
40% is from malls, hotels and offices
1% Special Mention Account
4% GIL
31% is from high rise residential
30% is from malls and hotels
RSME
0.05
0.11
0.07
0.01
0.00
Note:
Non-Funded
0.09
0.05
1.42
0.00
0.05
• Funded-only loans exposure is 7.55%.
.
Exposures exclude unrated bonds
% of Group Gross Loans
•
'Others' include Land, Industrial Buildings & Factories, Other Residential, Other Commercial and REITS
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