Investor Presentaiton

2. Deposit Total deposit balance (term-end) Total deposit balance steadily increased, mainly in personal deposits. (PY billions) +JPY 103.7 billion Voy +2.0%) 5,000 (5,206.2) 1,755.0 (5,324.2) 1,860.8 (5,310.1) (5,413.8) 1,701.0 1,728.0 HIROSHIMA BANK IV. Balance sheet Deposits outstanding by bank in Hiroshima (09/3 term-end) Hiroshima Bank has the most deposits outstanding and the highest market share in Hiroshima prefecture. The mega banks' position is weak. PY billions) 35 4,542.8 Deposit share in Hiroshima Hiroshima Bank Shinkin banks 25 25 Momiji Bank 4,000 4,000 15 3,712.8 Mega banks 3,244.5 3,582.1 3,451.2 3,463.4 5 3,000 06/3 07/3 08/3 09/3 3,000 2,000 1,000 2,000 2,291.5 1,087.8 Personal deposit +JPY 130.7billion 1,000 yoy +3.6%) 413.9 353.8 326.1 0 0 FY05 FY06 Personal deposits FY07 FY08 Hiroshima Bank Momiji Bank Hiroshima MUFG Shinkin S MFG Mizuho Others □ Others Market share 37.1% 18.7% 8.9% 3.4% 2.9% 2.5% 15

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