Investor Presentaiton

U.S. Consumer Services Billed Business ($ in billions) $155 $149 $154 $141 $140 $142 $123 $107 $106 $99 $108 G&S, 8% YoY $98 $96 $87 $35 $42 $42 $41 $46 $48 $47 T&E, 13% YoY Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q3'23 YOY % of Total Note: Subtotals may not foot due to rounding. Millennials + Gen-X Baby Boomer + Total Gen-Z 18% 7% 3% 9% 32% 37% 31% 100% AM EX 4

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