Investor Presentaiton
Business segment wise AUM - Consolidated
BAJAJ FINANCE LIMITED
in Crore
Particulars
Consolidated
as of
Consolidated
BFL as of
31 Dec 2023
BHFL as of
31 Dec 2023
Growth
as of
Composition
as of
Composition
YOY
31 Dec 2022
31 Dec 2023
31 Dec 2022
as of
31 Dec 2023
Two & Three-wheeler Finance
11,786
19,384
19,384
64%
5.1%
6.2%
Urban Sales Finance
16,981
24,485
24,485
44%
7.4%
7.9%
Urban B2C
47,815
60,093
1,612
61,705
29%
20.7%
19.8%
Rural Sales Finance
4,415
6,166
6,166
40%
1.9%
2.0%
Rural B2C
18,458
21,426
21,426
16%
8.0%
6.9%
SME Lending
29,798
41,691
122
41,396
39%
12.9%
13.3%
Loan Against Securities*
13,257
16,038
19,205
45%
5.7%
6.2%
Commercial Lending
14,845
20,672
20,672
39%
6.4%
6.7%
Mortgages
73,487
22,085
84,195
96,529
31%
31.9%
31.0%
Total
2,30,842
2,32,040
85,929
3,10,968
35%
100.0%
100.0%
Co-brand Credit Card CIF
3.29 MM
3.98 MM
21%
EMI Card CIF
35.9 MM
42.2 MM
18%
*Loan against securities book includes Margin Trade Finance (MTF) book
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