FirstBank Growth and Efficiency

Strong capital position for future growth Capital position 12/31/16 12/31/17 6/30/183 Tangible book value per share Growth: 35.5% since IPO (September 2016) A- $15.66 $14.56 Shareholder's equity / Assets 10.1% 12.6% 12.8% $11.56 $11.58 TCE / TA² 8.7% 9.7% 10.1% 3Q16 4Q16 4Q17 1H18 Common equity tier 1 / 11.0% 10.7% 10.7% Risk-weighted assets Simple capital structure Tier 1 capital / Risk- 12.2% 11.4% 11.4% weighted assets Trust Preferred 6% Tier 2 ALLL 5% Total capital / Risk- 13.0% 12.0% 12.0% weighted assets Tier 1 capital/Average assets 10.1% 10.5% 10.9% (Leverage Ratio) Common Equity Tier 1 Capital 89% Total risk based capital¹: $524.1 million Declared quarterly dividend of $0.06 payable August 15, 2018 1 Total regulatory risk based capital, FB Financial Corporation. 2 Non-GAAP financial measure. See "Use of non-GAAP financial measures," and "Reconciliation of non-GAAP financial measures" in the Appendix hereto. 3 June 30, 2018 calculation is preliminary and subject to change. FB FirstBank 17

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