Multi-Pronged Risk Management and Protection Philosophy
Our approach to retiral solutions
1. NPS
Opportunity to grow the retiral corpus¹ by 3x between FY21-25
Retiral corpus as a % of total AUM² has increased from 19% in FY17 to 30% in Q1 FY22
2. Individual income plans 3
R
Ranked #1 in Retail and Corporate NPS
segment, with AUM of Rs 186.7 bn
Registered strong AUM growth of 87% in Q1
FY22
3. Immediate / deferred annuity
■
Largest player in the private sector
■
Servicing 130+ corporates and >5,000 lives
covered in Q1 FY22
Providing long term retiral solutions
Catering across age brackets & premium
frequencies
4. Group superannuation fund
Managing funds for 150+ corporates under
superannuation scheme
2.
15
3.
123
1.
NPS AUM
FY17-21 CAGR: 94%
Annuity portfolio
FY17-21 CAGR: 72%
Retiral corpus¹
Rs bn
FY17-21 CAGR: 33%
546
593
187
164
116
129
287
12
52
13
54
176
FY17
FY19
FY21
Q1 FY22
FY17
FY19
FY21
Q1 FY22
FY17
FY19
FY21
Q1 FY22
Includes NPS, Annuity, Group superannuation fund and long term variant of Sanchay Plus and Sanchay Par Advantage
AUM includes HDFC Life and HDFC Pension AUM
Comprises long term income and life long tenure options offered in Sanchay Plus and Sanchay Par Advantage
Profitable
distribution
Diversified
growth
mix
innovation
leading
Market-
Quality of
insurance
Reimagining
Board and
management
HDFC
LifeView entire presentation