Investor Presentaiton

Loan Growth by Business Line Canadian Banking1 International Banking1 Global Banking and Markets +9% (Constant Dollar Basis)² +13% 442 446 408 171 166 81 84 +22% 88 151 68 -7 -7 +12% 69 69 72 72 +5% 22 95 92 +13% 84 +33% 132 123 -8 +21% 7 99 282 283 265 +7% 19 19 19 +5% Q1/22 Q4/22 Q1/23 42 46 48 +14% Q1/22 Q4/22 Q1/23 Mortgages Personal loans Credit cards Business 1 All figures in billions. All percentage changes are Y/Y. May not add due to rounding Q1/22 Q4/22 Q1/23 2 Figures are on a constant dollar basis. Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com 28

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