1Q22 Earnings Release Presentation

Ecosystem expansion Shareholders Customers People Communities Santander Auto Fully digital insurance company We started offering insurance for trucks, thereby broadening our operations in the automotive market 20% Santander Financiamentos penetration rate (+4.60 p.p. YoY) R$ 48 million 0 Written premiums (+14% YoY) Auto Compara Vehicle insurance offering platform with a completely online purchase journey 1.4 million Visits to our website, with +200k quotes R$ 207 million Gross written premiums (+9% YoY) R$ 12 million New sales premiums on e2e (website) (+37% YoY) Toro Investment platform Ecosystem of applications built on an open platform, providing an integrated, view of the financial life through open finance and advisory +227% YoY active customers +383% YoY AUC +5 million unique monthly visits and 1.5 million downloads Ben Company operating in the corporate benefits and expense management industry R$ 543 million 1Q22 turnover (+87% YoY) 654k active cards 2.8k HR customers (+162% YoY) Approval from the Brazilian Central Bank to become a Payment Institution INVESTIDOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq 19

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