Sezzle Results Presentation Deck
TOTAL INCOME & UMS
5.9%
$32.9
4Q21
$561.0
6.1%
4Q21
$27.6
1Q22
TOTAL INCOME
$450.5
7.0%
1Q22
$29.3
Total Income ($US in millions)
2Q22
$419.1
7.2%
$30.4
3Q22
UNDERLYING MERCHANT SALES (UMS)
2Q22
UMS ($US in millions)
$421.5
8.5%
3Q22
$38.3
- -% of UMS
4Q22
$452.3
4Q22
COMMENTARY
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• Total Income grew 16.2% YoY to a record high of
US$38.3 million.
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Despite the drop in UMS compared to 4Q21,
revenue and monetization initiatives drove
Total Income as a percentage of UMS to a
record high of 8.5%.
Consumers remained highly engaged this
holiday period with repeat usage increasing to
94.2%.
Weekly average marketplace volume increased
to 29.2% of 4Q22 volume, representing an 18.2pts
increase versus 4Q21.
The YoY decrease in UMS aligns with recent
revenue initiatives, credit-risk improvements (e.g.,
Prophet Model), and the Company's strategy of
reaching profitability as well as competition.
SEZZLE INC 4Q22 Presentation | 12View entire presentation