KASIKORNBANK Strategic Acquisition slide image

KASIKORNBANK Strategic Acquisition

K KASIKORNTHAI KLeasing Highlights in 1Q22 March 2022 ลีสซิ่งกสิกรไทย 开退租赁 KASIKORN LEASING KLeasing vs. Industry ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK (Thousand Units) 1,500 (Bt bn) 250 1,042 200 1,008 1,000 882 872 792 800 769 762 150 100 500 108 115 115 121 125 90 89 91 97 230 50 2014 2015 2016 2017 2018 2019 Total Car Sales in Thailand 2020 2021 1Q22 Kleasing Outstanding Loans Market Share by Total Outstanding Loans (%)* Industry Outlook: 1Q22 industry car sales totaled 229,895 units KLeasing Highlights: 1Q22 KLeasing loans totaled Bt125.19bn, increasing 9.69% YoY 1Q22 KLeasing NPL ratio was 1.19%, lower than the Thai commercial bank average ratio KLeasing Outstanding Loans Breakdown** 50 31 28 28 27 27 27 29 29 2929 T 25 15 16 16 16 15 12 11 11 1010 8 8 9 1011 8 7 7 8 8 0 TTB AYCAL TISCO SCB 2018 2019 2020 KK KLeasing 2021 ■1Q22 Floorpla Fleet / Finance Lease 19% n 7% Note: Excluding captive and non-bank leasing ** New car includes HP New car, Fleet finance, Finance lease (FL) and Floorplan Used car includes Car to Cash (K-Car / Car registration loan) and other used cars บริการทุกระดับประทับใจ K KASIKORNTHAI KF&E Highlights 1Q22 March 2022 แฟคเตอรี แอนด์ อีควิปเมนท์ กสิกรไทย #KASIKORN FACTORY AND EQUIPMENT Hire Purchas e 74% Other Used Car to Car Cash 2% 15% New car 83% ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 103 KF&E Loan Outstanding 24.03 |||||| Industry Outlook: (Bt bn) 30.0 25.11 25.15 25.0 22.88 20.38 20.0 17.63 15.0 10.0 5.0 0.0 2017 2018 2019 2020 2021 1Q22 ◉ Growth in Equipment Leasing (EQL) business forecasted using numerous factors including total import volume of machinery and equipment, direction of government policy, domestic and international business growth opportunities, and Capital Investment Index, including the labor cost factor that causes switching to use machines instead of human labor. KF&E Highlights: 1Q22 KF&E loan outstanding was Bt24.03bn, decreasing 5.59% YoY. KF&E currently ranked #1; maintaining lead position in equipment leasing industry. Note: In 2010, KASIKORN FACTORING (KFactoring) was renamed KASIKORN FACTORY AND EQUIPMENT (KF&E) to better reflect their business, focusing on offering leasing services for machinery and equipment; the factoring business operation of KFactoring was transferred to KBank บริการทุกระดับประทับใจ 104
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