FY23 Results - Investor Presentation

Summary | FY23 Summary IMPROVED PERFORMANCE Delivered 10% ROE Deposit repricing OPERATING LEVERAGE Neutral JAWS (Continuing Operations basis) Investments in technology and platforms continue AmBank Group FY23 Results - Investor Presentation • CREDIT PROFILE GIL manageable at 1.46% LLC (incl. RR) 127.7%; RM461mil overlays c/fwd . • BALANCE SHEET STRENGTH Capital build on track: 12.43% pre-proposed final dividend (without TA) Dividend payout 35% 24

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