Executive Summary H1 23 Results

adidas Emirates BD LUNTEER Excharger ior ESG Performance - Key developments 1. First female director elected to the Board in February 2022. 2. First UAE banking Group to commit to female leadership target, aiming for 25% women in senior management by 2027 3. Denizbank ranked top among Turkish private banks with 38% market share in agricultural lending in 2022 • • . • • • Sales force equipped with tablets streamlining approval process, resulting in 3.3 million of sheets of paper saved Bio-Card issuance increased to 75% in 2022 Four branches in UAE and KSA achieving LEED Platinum and LEED Gold Cerifications Transitioning towards electric and hybrid fleet vehicles 3% reduction in Greenhouse Gas intensity per employee DenizBank HO is the first project in Europe certified at LEED v4 Gold level All new branches designed to include all Disability Friendly facilities Staff re-skilled and upskilled with 500,000 hours of training 85 nationalities make up diverse workforce of FTES 41% of our employees are Women ENBD aligned with the United Nations Sustainable Development Goal of achieving gender equality Contributed AED 123m to local community in 2022 Emirates NBD 8

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