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Investor Presentaiton

Financial results overview Capitalization Capitalization well above regulatory minima and continues to support growth Capital Ratios (%) MOST PROFITABLE MOST EFFICIENT BANK OF CHOICE DIGITALLY ENABLED Capitalization (SARbn) +12% 48 51 54 38 44 44 19.7% 19.1% 18.1% 18.8% 18.5% 17.8% 11 7 10 Q3-20 Q4-20 Q1-21 16.3% 16.5% 16.1% Common equity tier 1 capital Tier 2 capital 15.3% 16.1% 14.6% Risk Weighted Assets (SARbn) +6% 258 268 275 Q4-19 Q1-20 Q2-20 Q3-20 Q4-20 Q1-21 CET1 ratio TC ratio 237 246 251 4.17 Q3-20 18 Q4-20 5.19 Q1-21 Credit risk Operational risk Market risk Results Presentation - Q1 2021 General Business بنك الرياض riyad bank 21
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