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Tokyo Investor Day

ADDITIONAL CAPACITY FOR CREDIT ALLOCATIONS IN JAPAN Japan portfolios have additional capacity for credit risk, which could be utilized to further enhance Net Investment Income (NII) - The ultimate size of this credit position would take capital and risk implications into account PFI (ex. Closed Block Division & Japan Operations) Fixed Maturities: Credit vs. Government Bonds (1) Japan Operations Portfolio Fixed Maturities: Credit vs. Government Bonds (1) 88% 12% Credit Government 50% 50% 1) As of June 30, 2016 based on amortized cost. Credit includes public investment grade bonds, private placements, commercial mortgages, mortgage backed securities, structured products, below investment grade fixed income. Government bonds include government and agency fixed income. Prudential Tokyo Investor Day 9.15.2016 12
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