Financial Markets Summary Q4 2022
FY 2022 SOLID FOUNDATIONS DRIVING RESULTS
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PTPP(1):
Double-digit growth across business segments
+10% (reported) ; +11% (adjusted(2))
Disciplined cost management
Strong capital levels
Operating leverage (3):
+1.4% (reported); +2.1% (adjusted (4))
CET1 ratio(5):
12.7%
Prudent credit positioning
Total allowances:
~47% above pre-pandemic level
Industry-leading ROE
ROE(3):
18.8%
(1) Pre-Tax Pre-Provision earnings (PTPP) refers to Income before provisions for credit losses and income taxes.
(2) On a taxable equivalent basis, and excluding specified items when applicable, which are non-GAAP financial measures. See slide 2.
(3) Represents a supplementary financial measure. See slide 2.
(4) Represents a non-GAAP ratio. See slide 2.
(5) Common Equity Tier 1 (CET1) capital ratio represents a capital management measure. See slide 2.
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