Investor Presentaiton

CAJA RURAL DE NAVARRA Caja Rural de Navarra Company Profile . • • Banking culture firmly based on austerity, local focus, risk control, accountability and transparency, in line with the cooperative tradition. Strategy of stable growth in its regions of operation; no country-wide expansion plans, nor aggressive development in any other business apart from retail banking. This strategy remains within the overall strategy of the Caja Rural Group and most cooperative banking groups in Europe. Retail business is focused on serving the needs of individuals and SMEs in its regions of operation. More than 180,000 co-op members (shareholders), with a diverse client base from different sectors of the economy and society. 956 employees in 255 branches distributed across the regions of Navarre, Basque Country and La Rioja. Navarre and Basque Country account for around 90% of the loan book. Sustainability and stakeholder focus embedded in its core values and strategy. Data as of 31st December 2022 SUSTAINALYTICS ESG INDUSTRY TOP RATED 1/7 COOPERATIVE BANK Caja Rural de Navarra Investor Presentation | 5

View entire presentation