Initiatives to Improve Corporate Value
End of March 2022
Migrations of Borrowers (1H of FY2022)
Exposure amount basis*1
RB
End of September 2022
Normal
Other Special Potentially Effectively
Watch Attention Bankrupt Bankrupt
Bankrupt
Other
Upward Downward
Migration Migration
Collection, Assignments,
Repayments Sale
Normal
98.8%
0.6%
0.0%
0.0%
0.0%
0.0%
0.6%
0.6%
0.0%
0.7%
Other Watch
9.4%
85.2%
1.4%
1.9%
0.0%
0.1%
2.0%
2.0%
0.0%
9.4% 3.5%
Special
0.7%
2.3%
82.4%
10.5%
0.7%
0.0%
3.4%
3.4%
0.0%
3.0%
11.2%
Attention
Potentially
0.5%
3.6%
3.1%
87.6%
2.8%
0.6%
1.9%
1.9%
0.0%
7.2%
3.4%
Bankrupt
Effectively
0.4%
0.0%
0.0%
0.4%
86.7%
9.0%
3.4%
2.9%
0.5%
0.8%
9.0%
Bankrupt
Bankrupt
0.1%
0.0%
0.0%
1.7%
0.0%
86.4%
11.8%
0.7%
11.1%
1.8%
*1. Above table shows how a borrower belonging to a particular borrower category as of the end of March 2022 migrated to a new category as of the end of September 2022.
Percentage points are calculated based on exposure amounts as of the end of March 2022.
New loans extended, loans partially collected or written-off(including partial direct written-off) during the period are not taken into account.
"Other" as of the end of September 2022 refers to those exposures removed from the balance sheet due to collection, repayments,
assignments or sale of claims.
Resona Holdings, Inc.
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