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Distribution: Deriving Efficiency from Footprint FEDERAL BANK YOUR PERFECT BANKING PARTNER Branches Sales/Relationship Channel (Bank owned) Customers Digital @ 8 Core BC led Distribution Direct Sales Agents/Connectors Q2 FY22 Q1 FY22 Q4 FY21 1 29 3 1 22 27 23 8 44 9 31 11 3 25 101 20 6 24 104 2 Branches 1272 1272 1272 154 ATM/ 596 1874 1953 1957 Recyclers 12 12% 16% Q2 FY22 12% 16% Q1 FY22 18% 18% 54% 54% ■Metro ■ Urban ■Semi Urban ■ Rural 29

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