3Q 2022 Results Presentation
Net Income Trends | Solid net profit growth of 19% YoY for the first nine months
Net Income For The Period After Zakat (SARmn)
+14.8%
SAR (mn)
9M 22
9M 21
YoY
3Q 22 3Q 21
YoY
3,794
4,012
4,134
4,258
4,355
Net financing & investment income
Fee from banking services, net
Exchange Income, net
864
Other operating income, net
407
Fees and other income
Total operating income
Operating expenses
Pre-provision profit
Total impairment charge
3Q 21
4Q 21
1Q 22
2Q 22
3Q 22
Net income for the period after Zakat
+22% 1,135
570 +52% 320
436
-7% 65
4,717 3,824 +23% 1,519
21,311 18,862 +13% 7,206
-5,450 -5,136 +6% -1,861
15,861 13,726 +16% 5,345
-1,649 -1,755 -6% -490 -594 -17%
Net income for the period before Zakat 14,212 11,971 +19% 4,855 4,230 +15%
Zakat
-1,466 -1,237 +18% -501 -436 +15%
12,746 10,734 +19% 4,355 3,794 +15%
16,594 15,037 +10% 5,687 5,215
3,445 2,819
+9%
976 +16%
210 +52%
177 -63%
1,363 +11%
6,578 +10%
-1,754 +6%
4,824 +11%
Net Income After Zakat Growth Drivers By Type (SARmn)
4,258
120
+2.3%
(62)
(41)
90
4,355
(12)
Net Income After Zakat Growth Drivers By Type (SARmn)
+18.7%
892
1,557
106
10,734
(315)
12,746
(228)
2Q 22
Yield
Non-Yield Expenses Impairments
Zakat
3Q 22
9M 21
Yield
Non-Yield
Expenses Impairments Zakat
9M 22
3Q 2022 Results Presentation
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