Scotiabank Investor Presentation

Fully Integrated Bancassurance Model ✓ Member of Scotia Insurance – the insurance arm of the Scotiabank Group - ✓ Sales are conducted via the bank's distribution network ✓ State-licensed and trained staff ✓ Customer Relationship Management ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR SCOTIALIFE Investor Presentation, 29 January 2007 Mello

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