Investor Presentaiton

Prudent and diversified approach to loan growth Loan Billion Baht 2,004 2,083 2,061 +6.6% YTD Loan by business unit % of composition International 26% +4.3% QoQ 2,524 2,420 2,368 2,369 Corporate Sep-21/1 41% Consumer 12% 6% Business 15% Commercial Loan by industry % of composition 13% Housing 19% Others Sep-21/1 Utility and service 2017 2018 2019 2019 2020 Mar-21 Jun-21" Sep-21" 23% 16 Notes: 1 Includes Permata's loans Real estate and construction 9% Agriculture and mining 4% Manufacturing and commercial 33% Bangkok Bank

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