Q3-FY24 Investor Presentation

Well Diversified Loan Book across Consumer and Corporate Products. Loan Book Mix (*crs) (crs) 2,72,754 2,89,924 3,01,317 3,15,454 3,27,057 Consumer Banking Dec-23 % Vehicle Finance 86,092 26% 47% 46% 46% 45% 45% Commercial Vehicle 31,863 10% Utility Vehicle 11,951 4% 53% 54% 54% 55% 55% Small CV 3940 1% Two-Wheeler 5,184 2% Dec-22 Mar-23 ■Consumer Banking Jun-23 Sep-23 Dec-23 Car 12,671 4% Tractor 9,446 3% Corporate & Commercial Banking Equipment Financing 11,037 3% Non-Vehicle Finance 58,617 18% Small Corporates Mid Size Corporates 15% 5% (*crs) Corporate Banking Dec-23 % Large Corporates 80,972 25% Large Corporates Mid Corporates 48,845 15% 25% Small Corporates 16,770 5% Total Advances 1,46,587 45% Microfinance 11% Business Banking 15,894 5% Loan Against Property 10,470 3% Vehicle Finance 26% Credit Card 10,239 3% Personal Loans 7,491 2% Merchant advances 4,783 1% BL, AHL, Others Microfinance 9,740 3% 35,761 11% Non Vehicle Retail 18% Total Advances 1,80,470 55% 9 IndusInd Bank

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