3Q20 Highlights
| User base performance
Total open accounts
(# MM)
+39%
11.6
10.1
9.5
9.0
8.4
Active users¹ LTM
(# MM)
Méliuz
+80%
3.6
2.4
2.1
2.2
2.0
3Q19
4Q19
1Q20
2Q20
3Q20
3Q19
4Q19
1Q20
2Q20
3Q20
1. Active Users are new or existing users that performed at least one of the following actions in the reporting period: (i) purchased in a Méliuz partner using the Méliuz app, website or plugin; (ii) used the Méliuz Credit Card in a purchase; (iii) activated an offer
advertised by Méliuz on the website, app or plugin; (iv) installed and performed maintenance of the active plugin in the internet browser; (v) installed or used the Méliuz app; (vi) submitted a Méliuz Credit Card resquest; (vii) requested a redemption of the cashback
balance to the checking or savings account and/or (viii) referred Méliuz to a new user using the "Refer and Win" program.
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