CRT-Eligible Profile Summary

Contents Single-Family Business and Credit Risk Management Connecticut Avenue Securities® (CAS) Overview Credit Insurance Risk Transfer™ (CIRT ™) Overview Historical Comparative Analysis Investor Resources Appendix DU Model Updates 2017-2020 Commodity Futures Trading Commission Considerations Summary of Key Tax, Legal & Regulatory Considerations How MI Works Workout Hierarchy and Modification Losses Payment Deferral Comparison Temporary Interest Rate Buydowns Modern Valuation Spectrum Value Acceptance (Appraisal Waiver) Overview 3 © 2024 Fannie Mae 4 11 26 37 43 49

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