Financial Inclusion in Papua New Guinea
(1)
Results Separately by Gender
Female Sample
(2)
(3)
BankAcct
BankAcct
age
0.000663
0.000585
BankAcct
0.000581
(0.00156)
(0.00155)
primary
0.0841**
(0.0336)
0.0563*
(0.0317) (0.0362)
(0.00157)
0.0607*
(4)
BankAcct
0.000499
(0.00156)
(1)
BankAcct
age
0.00353
(0.00241)
0.0384
(0.0347)
primary
0.0953*
Male Sample
(2)
BankAcct
0.00316
(0.00236)
0.123**
(0.0565) (0.0554) (0.0574) (0.0570)
(3)
BankAcct
0.00252
(0.00236)
(4)
BankAcct
0.00218
(0.00231)
0.0439
0.0762
secondary
0.276***
0.240***
0.206*
0.188*
secondary
0.355***
0.338***
0.224**
0.224**
(0.0954)
(0.0895)
(0.108)
(0.103)
(0.0864)
(0.0859)
(0.103)
(0.103)
tertiary
0.713***
0.649***
0.648***
0.601***
tertiary
(0.0847) (0.0865)
monthlyinc 0.0000354* 0.0000381** 0.0000331 0.0000365**
(0.0000207) (0.0000183) (0.0000203) (0.0000181)
(0.101)
(0.101)
0.341***
0.315*** 0.220**
(0.0874) (0.0855) (0.102) (0.0995)
0.211**
monthlyinc
hhmembers
urban
0.00119
0.00288
(0.00677) (0.00683)
-0.0413
-0.0673
(0.0724) (0.0720)
0.000891
(0.00671)
0.00253
(0.00678)
-0.0399
-0.0659
(0.0727) (0.0722)
hhmembers
0.000150*** 0.000131*** 0.000138*** 0.000121***
(0.0000275) (0.0000270) (0.0000279) (0.0000275)
0.0196** 0.0183** 0.0210** 0.0195**
(0.00949) (0.00925) (0.00951) (0.00925)
urban
0.227***
(0.0854)
0.174**
(0.0844)
0.187**
(0.0860)
0.141*
(0.0851)
Dist Dummy
-0.0407***
(0.00787)
-0.0401***
(0.00791)
DistDummy
-0.0611***
(0.0129)
-0.0602***
(0.0128)
english
0.0721
(0.0608)
0.0531
(0.0585)
english
0.177**
(0.0718)
0.154**
(0.0704)
_cons
-0.0161
0.0624
N
298
Standard errors in parentheses
(0.0754) (0.0761)
298
-0.0106
(0.0761)
297
0.0678
(0.0770)
297
_cons
N
-0.165
(0.108)
286
-0.0586
(0.111)
-0.148
286
(0.108)
282
-0.0425
(0.111)
282
*p<0.10, ** P < 0.05, ***
P < 0.01
**
Standard errors in parentheses
* p < 0.10, P < 0.05, *** P < 0.01
5929
Davies & Nettuno
Financial Inclusion in Papua New Guinea
August 4, 2022
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