Investor Presentaiton
Our six strategic priorities for 2025
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Boost digital and focus
on high-value
segments in Retail
¿
Revamp service
model to increase
penetration in Wealth
213
Consolidate
leadership in
Wholesale
Improve return on
deployed capital in
International
Maintain the resilience
of our balance
sheet
Leverage
ESG for
value creation
c. (16 p.p.)
Cost-Income Ratio
2022 2025 decrease
+13%
Asset management
balances1
2022 2025 CAGR
c.4%
+15%
Total Revenues
2022 2025 CAGR
Total Revenues
2022 2025 CAGR
Maximize the potential of our People
Elevate digital services and data capabilities
c.4%
NPE Ratio
In 2025
€3bn
Sustainable
Disbursements³
2023-2025
1| Includes Mutual Funds, Managed Institutional Accounts, Direct investments in Fixed Income and Equities, 2| Return on FL CET1 employed capital at 13% management target, 3| Refers to gross disbursements
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ALPHA
SERVICES AND HOLDINGSView entire presentation