Investor Presentaiton
Disclaimer
This document contains forward-looking statements with respect to certain of the Bank of Ireland Group plc (the 'Company' or 'BOIG plc') and its subsidiaries'
(collectively the 'Group' or 'BOIG plc Group') plans and its current goals and expectations relating to its future financial condition and performance, the markets in
which it operates and its future capital requirements. These forward-looking statements often can be identified by the fact that they do not relate only to historical
or current facts. Generally, but not always, words such as 'may,' 'could,' 'should,' 'will,' 'expect,' 'intend,' 'estimate,' 'anticipate,' 'assume,' 'believe,' 'plan,' 'seek,'
'continue,' 'target,' 'goal,' 'would,' or their negative variations or similar expressions identify forward-looking statements, but their absence does not mean that a
statement is not forward-looking.
Examples of forward-looking statements include, among others: statements regarding the Group's near term and longer term future capital requirements and
ratios, loan to deposit ratios, expected impairment charges, the level of the Group's assets, the Group's financial position, future income, business strategy,
projected costs, margins, future payment of dividends, future share buybacks, the implementation of changes in respect of certain of the Group's pension
schemes, estimates of capital expenditures, discussions with Irish, United Kingdom, European and other regulators, plans and objectives for future operations, and
the impact of Russia's invasion of Ukraine and the Israeli-Palestinian conflict particularly on certain of the above issues and generally on the global and domestic
economies. Such forward-looking statements are inherently subject to risks and uncertainties, and hence actual results may differ materially from those expressed
or implied by such forward-looking statements.
Such risks and uncertainties include, but are not limited to, those as set out in the Risk Management Report in the Group's Annual Report for the year ended 31
December 2023. Investors should also read 'Principal Risks and Uncertainties' in the Group's Annual Report for the year ended 31 December 2023 beginning on
page 119.
Nothing in this document should be considered to be a forecast of future profitability, dividend forecast or financial position of the Group and none of the
information in this document is or is intended to be a profit forecast, dividend forecast, or profit estimate. Any forward-looking statement speaks only as at
the date it is made. The Group does not undertake to release publicly any revision to these forward-looking statements to reflect events, circumstances or
unanticipated events occurring after the date hereof.
Bank of Ireland Key Messages FY23 Results | 26 February 2024
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