Investor Presentaiton

pnb Portfolio: Rating Wise External Rating O/S Standard Portfolio 71.6 64.9 LL 23.7 Mar'18 11.4 11.2 Mar'19 78.7 17.3 12.9 8.4 (in %) Risk Weight wise Portfolio 77.0 75.0 65.2 34.8 25.0 23.0 Mar'20 Mar'18 Mar'19 Mar'20 Below 100% >=100% BBB & Above BB & Below Unrated Exposure after risk mitigation 3 Asset Quality Page 47

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