Investor Presentaiton

Deposits CASA growth of 6% YTD, though CASA ratio moderated from higher growth in time and other deposits given higher rate environment SNB Customers' Deposits (SARbn) 596.9 610.8 602.2 624.8 568.3 22 21 23 21 24 120 137 134 146 117 438 QoQ 3Q 22 CASA Ratio (%) 428 470 447 456 -5% +7% -1% +4% 4Q 22 1Q 23 2Q 23 3Q 23 ■CASA ■Time ■ Other Time 23.3% 75.3% 77.0% 74.3% 73.4% - 72.9% 3Q 22 4Q 22 1Q 23 20 23 3Q 23 SNB | 3Q 2023 | Investor Presentation Customers' Deposits Movement YTD (SARbn) +10% 26.7 2.2 624.8 29.4 568.3 (1.9) Domestic: SAR +56.2bn (+10%) Int'l: SAR +0.3bn (+1%) +7% +21% -20% +14% 4Q 22 CASA Time & other CASA Time & other 3Q 23 Customers' Deposits by Type (%) О Customers' Deposits by Geography (%) Other 3.7% Int'l 4.1% CASA 72.9% Domestic 95.9% 28

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