Investor Presentaiton
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Market Characteristics
Wealth Management capability is
well-suited to the highly affluent
Boston and southern New
Hampshire markets
■ Greater Boston economy is
diversified; the region is a global hub
for innovation, healthcare, life
sciences, and education²
Greater Boston laboratory market
remains robust, with demand
outpacing supply in 20202
Cambridge Trust's private banking
Median Household Income($000s)¹
$97
$85
$68
Boston- Cambridge-
Newton MSA
Manchester-Nashua
MSA
Nation
Proj. Household Income Change ('21 – '26)¹
11.4%
7.4%
9.0%
Boston- Cambridge-
Newton MSA
Manchester-Nashua
MSA
Nation
Pre-COVID Unemployment Rates¹
3.6%
2.5%
1.9%
◉
model caters to entrepreneurial local
communities
Boston- Cambridge-
Newton MSA
Manchester-Nashua
MSA
Nation
Cambridge Lab Space Vacancy²
2.3%
2.1%
1.8%
Q3 2020
Q3 2020
Q4 2020
CAMBRIDGE BANCORP
6
1: Source: S&P Global Market Intelligence as of 2020, and Bureau of Labor Statistics as of December 2019
2: Source: Newmark Boston Office Market and Life Science Reports Q3 and Q4 2020, Boston Business Journal April 2021View entire presentation