Investor Presentaiton

INSURANCE AND FINANCIAL SERVICES INSURANCE Stable* +4%* FINANCIAL SERVICES +3.2% +1.5% LIFE INSURANCE OUTSTANDING vs. end of Mar. 22 PROTECTION PREMIUM vs. Q1 22 FUNDED FLEET GROWTH (1) vs. Q1 22 EQUIPMENT FINANCE NET OUTSTANDING vs. Q1 22 _Revenues (EURM) 102 +51%*(2) 147 _Revenues (EUR m) 634 +26%* 797 Q122 Q123 Dynamic gross inflows in life insurance (EUR 3.6bn) notably in France (+2%* vs. Q1 22) Life insurance outstandings at EUR 133bn, with an increase in unit-linked share (37%, +1pt vs. Q1 22) Robust performance in protection premium (+4%* vs. Q1 22), notably driven by high P&C premia (+7%* vs. Q1 22) Q122 Q123 Steady growth in funded fleet driven by good commercial dynamics Increase in revenues in Q1 23 vs. Q1 22 underpinned by both: High used car sales results (EUR 2,535 per unit in Q1 23 and EUR 3,102 restated from depreciation adjustment) . Depreciation adjustment (EUR 163m in Q1 23) (1) Excluding entities held for sale (Russia, Belarus, Portugal, Ireland and Norway except NF Fleet Norway), (2) Including a volatile effect linked to IFRS 17 (~EUR -40m), reversed in Q2 22 * When adjusted for changes in Group structure and at constant exchange rates (excluding activities sold in Russia) NB: 2022 figures have been restated, in compliance with IFRS 17 and IFRS 9 for insurance entities SOCIETE GENERALE 1ST QUARTER 2023 RESULTS | 12 MAY 2023 20

View entire presentation