Investor Presentaiton
Product Per Customer (PPC)
BAJAJ FINANCE LIMITED
Product Per Customer (PPC) is a business metric used to determine average number of products or services (active or closed) a
customer has availed over the lifetime with BFL and its subsidiaries. Product offerings are classified into 4 product segments:
1. Lending: All lending products of the Company
2. Distribution of products and services: All value-added products and services of BFL and partners
3. Deposits: Fixed Deposits, Systematic Deposit Plan
4. Payments: UPI, PPI, BBPS, Merchant QR
Product Per Customer
5.81
5.42
0.34
0.01
4.99
0.13
0.02
0.01
5.97
6.02
0.41
0.44
0.02
0.02
Product Per Customer - MOB view
6.67
5.95
0.86
0.01
5.27
0.99
0.01
0.97
2.93
3.02
3.04
2.74
2.47
0.01
2.51
2.53
2.53
2.52
2.52
As of FY21
As of FY22
As of FY23
As of Q2 FY24 As of Q3 FY24
■Lending
■Distribution of products and services
■Deposits
■Payment
Base product is included in PPC calculation
**
3.68
3.22
2.86
1.43
2.12
1.72
MOB-24
■Deposits
■Payment
45
MOB-12
■Lending
MOB-18
■Distribution of products and services
12 MOB from Q3 FY23, 18 MOB - from Q1 FY23 and 24 MOB - from Q3 FY22View entire presentation