Investor Presentation Q3-FY24

Microfinance: Bridging the Financial Inclusion Gap 2nd Largest Micro Finance Lender 12mn Customers 1.53 Lacs Villages covered across 23 States Tech/Data driven Risk Management District/Branch level Monitoring 61K+ Active Bharat Money Stores Banking at doorstep in remote areas 700K+ Merchants (loan clients) Addressing the MSME banking needs 11 Micro Finance Loan Book (*crs) 34,363 35,761 32,215 31,981 29,688 20% YoY 4% QoQ Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q3 FY24 Average Loan Outstanding per Borrower (*) 41,993 40,944 41,449 39,085 41,027 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 5% YoY 1% QoQ IndusInd Bank

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