Investor Presentaiton

Decisioning - examples 14 • • • POWERCURVE Decisioning via a secure, cloud-based platform to simplify and automate key decision making processes • Easy access to sophisticated decisioning capabilities Automated and expedited approvals and decisions Best-in-class capabilities for each decisioning component: data, attributes, scores and decisions Reduced IT complexity and rapid implementation Flexible subscription pricing – only pay for what you need. Appropriate for lenders of all sizes Helping our clients grow their business whilst offering the best possible customer experience Watch our video on PowerCurve here • • • CROSSCORE First smart, open, plug-and-play platform for fraud and identity services. It delivers a future-proof way to modify strategies quickly, catch fraud faster, improve compliance, and enhance the customer experience. Centralise and connect, access, and orchestrate decisions across multiple systems. In May 2020 we launched v.2.0 providing clients with a simpler way to provide more complex orchestration; faster, more scalable performance; and KPIs in near real time, all while enabling a personalised and seamless experience for our client's true customers Example: One of the US's largest cable and internet providers was launching a mobile phone service. They needed an enterprise fraud platform that works across both cable and mobile, and agile enough to add new partners, including: Danal, Emailage, Mitek, White Pages Pro and BioCatch Watch our video on CrossCore video here Experian Public Integrated Decisioning Process Data Attributes Scores Decisions Actions. Request Action for decision - Request Action for decision ABC Bank XYZ Bank CrossCore Connect Access Orchestrate Process experian

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