Strong Track Record of Earnings and Dividend Growth slide image

Strong Track Record of Earnings and Dividend Growth

TABLE OF CONTENTS Scotiabank Overview • • • • • • Canada's International Bank Well-Diversified and Profitable Business Medium-Term Financial Objectives Why Invest in Scotiabank? Increasing Scale, Improving Focus Track Record of Earnings and Dividend Growth • Strong Capital Generation and Position • Progress in Digital Banking • Environmental, Social & Governance (ESG) Appendix 1: Business Line and Financial Overview . Financial Performance • Canadian Banking • International Banking • Global Banking and Markets • Credit Performance by Business Lines • Historical PCL Ratios on Impaired Loans . Wholesale Funding Appendix 2: Key Market Profiles Appendix 3: Canadian Housing Market Appendix 4: Additional Information Contact Information + LO 5 6 7 8 9 10 11 12 13 15 16 17 24 27 29 30 31 32 39 46 48 Scotiabank®
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