Sumitomo Mitsui Financial Group 2021 Financial Overview
0.0%
2.0%
4.0%
Historical trend of delinquency and prepayment rate
Delinquency rate in the Japanese RMBS market has been low supported by the strong job market and
stringent underwriting practices.
Current Prepayment rate of Japanese RMBS market is low compared to other developed countries.
RMBS 90+ Days Delinquency
6.0%
30%
Prepayment Rate
Mar-06
Mar-07
Mar-08
Mar-09
Mar-10
Mar-11
Mar-12
Mar-13
Mar-14
Mar-15
Japan
Source: Moody's
UK
Mar-16
Germany
France
Italy
Mar-17
Mar-18
Mar-19
Mar-20
Mar-21
Murt
5.20%
0.98%
0.71%
0.65%
0.03%
0.02%
0%
10%
Mar-06
Mar-07
Mar-08
20%
Mar-09
Mar-10
Mar-11
Mar-12
Mar-13
Australia
-Japan
UK
Germany
France
Note: UK data between Mar 2006 and May 2007 is not available
Source: Moody's
Mar-14
Mar-15
Mar-16
Mar-17
Mar-18
Mar-19
Mar-20
Mar-21
Italy
Copyright © 2021 Sumitomo Mitsui Financial Group.
All Rights Reserved.
64
7.68%
7.38%
4.63%
4.47%
18.12%View entire presentation