Major Highlights for Q3 FY24

Credit Cards - Portfolio Trends Retail Spend # Consumer Loans ('000) 28,944 30,236 27,207 27,690 28,043 29,542 30,964 47 46 42 48 49 12,656 13,618 12,575 12,754 14,349 13,611 14,419 983 1058 886 892 906 16 14 18 371 342 345 Q3'23 Q4'23 Q3'23 Q4'23 Q1'24 Q2'24 Oct'23 -Retail Spend/Card Nov'23 Dec'23 Retail Spend/Active Card Q1'24 Q2'24 Q3'24 Oct'23 Nov'23 Dec'23 ■EMI PL on Cards 30 Day Retail Active E-com Spend Share 47% 47% 46% 46% 47% 46% 47% 58% 60% 59% 61% 61% 61% 60% 62% Q3'23 Q4'23 Q1'24 Q2'24 Oct'23 Nov'23 Dec'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Oct'23 Nov'23 Dec'23 Retail spends Increased YoY and QoQ # Retail Spend parameter are measured as of qtr end apno ka bank | RBL Bank 33 33

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