Investor Presentaiton
MyState
Sub Debt Issue | Investor Presentation 5
Limited
Key metrics and performance drivers
FINANCIAL PERFORMANCE
STRONG 1H20 PROFIT
driven by solid uplift in total operating income
Net profit after tax¹:
INCREASED NET INTEREST INCOME
driven by balance sheet growth and focused
margin management
Change*
$15.1m
+5.4%
Earnings per share:
16.57cps
+4.4%
Return on tangible equity:
12.6%
+20bps
BALANCE SHEET + CAPITAL
HIGH CUSTOMER SERVICE AND ADVOCACY
underpinning growth in bank assets and deposits
Customer deposits:
$3.7b
+0.6%
Level 2 CET1 capital ratio:
11.38%
+29bps
EVERMORE DIGITALLY ENABLED
89% of all customer transactions performed
online up 3% on 1H19
Level 2 Total capital ratio:
13.21%
+31bps
Total loan book:
$5.1b
+7.4%
* Financial performance figures compare 1H20 to 1H19 as the previous corresponding period (pcp). Balance sheet and capital figures compare 30 June 2019 as pcp. All amounts shown
represent statutory results inclusive of discontinued operations unless otherwise stated.
1.
Excludes discontinued operationsView entire presentation