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Investor Presentaiton

sons subject to the solidarity tax) but a higher rate, depending on the income level. Dividends and certain types of other Czech source income are taxed separately and are subject to a 15 percent withholding tax at their source. Foreign source investment income should be included in the tax base and is subject to a flat tax rate of 15 percent. Business income or other self-employed in- come may be reduced by actual expenses or by an optional lump-sum deduction ranging from 30 to 80 percent of gross income. The annual lump-sum deduction is limited to a maximum of CZK 1,600,000 for income from agricultural business, CZK 1,200,000 for business income based on a trade license, CZK 600,000 for rent- al income and CZK 800,000 for other business income. Employees are subject to tax on income in all forms, whether in cash or in kind. In particular, benefits, such as the provision of acar available for both business and private use, are taxable. It is not possible to deduct an employee's so- cial security and health insurance contribu- tions from the tax base. However, items such as mortgage interest, payments for supple- mentary pension insurance with state support, private life insurance premiums, and donations can be deducted if certain conditions are met. Employer contributions to defined private pen- sion schemes up to CZK 30,000 per year are tax free for the employee. The Czech pension system comprises two pil- lars a mandatory pay-as-you-go pension sys- tem run by the government (the first pillar) and a voluntary additional pension system admin- istered by commercial insurance companies (the third pillar). A second pillar which involved optional payments of part of the mandatory obligations to private pension funds, was abol- ished with effect from 1 January 2016. There are no special provisions dealing with employee share option schemes and gains re- alised on exercising an option are regarded as taxable income. It is generally accepted, how- ever, that no gain arises on the granting of an option. The salaries of employees are usually subject to the deduction of wage tax withheld by their employer on a monthly basis, with possible annual reconciliations. It is possible to second expatriate staff through a permanent establish- ment of a foreign employer that, although tax- able, is not registered in the Commercial Reg- ister. In such cases, no liability to withhold tax arises. Instead, the employees themselves are liable to file tax returns and pay tax, normally in quarterly instalments. 60
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