Investor Presentation

...underpinned by a commitment to balance sheet strength... Basel III CET1 Ratio (%) Basel III Total Capital Ratio (%) 11.4 11.6 12.1 12.4 12.2 14.9 15.0 16.1 16.2 15.7 2018 2019 2020 2021 Q1/22 2018 2019 2020 2021 Q1/22 Basel III Leverage Ratio (%) 4.3 4.3 2018 CIBC◇ 2019 4.7 2020 Liquidity Coverage Ratio (%)¹ 4.7 4.3 131 125 119 2021 Q1/22 Q1/18 Q1/19 Q1/20 142 123 Q1/21 Q1/22 1 For the quarter ended January 31, 2022, our three-month daily average LCR was 123% compared to 142% for the same period last year. The decrease was driven by improving economic conditions and the return of our LCR to pre-pandemic levels. 20 20

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