Financial Performance Overview

Digital Banking Framework Channels IB, MB, DB platform to engage and serve across customer segments Operations Vision to build and offer a unified digital platform focussing on B2C, B2B, B2BC platform ABACUS 2.0 Payments Scalable API driven Liabilities & TPP Retail Assets & Credit Payments platform for Digital product journeys corporate and retail customers Card Digital Product Journeys Anchored By Digital Servicing + Servicing Digital Risk B2C B2B (Digital Journeys) (Leverage on API Capabilities) • Digital onboarding across Products & Services • API driven payments platform across INR and FX • Escrow structures (PA, PPI, Managed) • Engagement platform across lifecycle • • Value added services like Spend Analysis, Fastag, bill payments Digital Journeys across all product portfolio of the bank in the next 3 to 5 years apno ka bank | RBL Bank UPI (P2M), P2P), TPAP, Plugin Model Supply Chain Financing through digital/Trade Finance Intermediary relationships across (Payment Aggregation, PPI, Forex inwards (RDA) and Outwards (LRS)) • Sales Support & Digital Service Enablers Digital Solutions support across segments Product & Project Support Product governance & transaction monitoring. Unified KYC Platform Support (Legal, Compliance) B2B2C (Potential for B2C through Partnerships) Neobanking platform subject to regulatory clearances • Digital Liability and Lending structures Cobranding Debit/Credit Card/Prepaid Programs Cross Sell Neo Banking Tieups, Cross Sell structures for B2B 30

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